Micro manage your money with OD/ASB

I’ve blogged about this before, but not in full details. To those who’s unfamiliar with OverDraft(OD) facility , you can read up here. Basically, you can open an OD account using ASB certificate as your collateral. Since OD has a much lower interest rate than credit card, it can help you to consolidate your credit [...]

ASB Dividend and Bonus for the last 15 years

For most Bumiputeras, their ASB investment might be the largest or the only investment vehicle they have. Therefore, each year, all of us wait impatiently for the ASB to finish calculating the dividends and bonus and announce their payout in the news. Payouts are usually on the first week of January, unless otherwise announced by PNB. [...]

Stocks volume interpretation

Welcome back to our investment series, Stocks 101… (hehe)… Kidding. One of the things I learned was how to interpret volume. When looking at the volume and price together, you can pretty much understand the signals sent out to the market, especially heavy volumes. For example: 1. Heavy volume with price going up: This looks [...]

Bursa’s brokerage ammendments

I had received an email from the securities yesterday regarding the latest brokerage amendments, effective 2nd Jan, 2008. Seems like the minimum brokerage fee is now RM 40 instead of RM 12. But there are certain clauses about online trading, which I don’t fully understand. I had placed my order yesterday online and the minimum [...]

Stock picks for 2008

I’ve been reading about stocks for the whole year in 2007, about what they are, how to invest in them. But reading about them doesn’t make one an expert. The experts are those who analyzes the market, know the companies and what’s happening in the economy. So, let’s see what their stock picks are for [...]

How to open a CDS account?

If you are a novice investor like me, and know nothing about investing in stocks, don’t worry, it’s not too late to learn. But it takes action. One of the things I wanted to do since the beginning of the year was to learn how to invest in stocks. I had put it off for [...]

Finally, Debit MasterCard is here in Malaysia!

As far as I know, only 2 banks in Malaysia have offered this service, EON Bank & Affin Bank. I suppose, financial institutions in Malaysia is far behind compared to the west. Maybe it’s due to many of the central bank’s regulations. I remember having my Visa or MasterCard debit card when I was in college [...]

How to calculate ASB Dividend & Bonus

If you’re wondering how to calculate ASB dividend and bonus, here it is: ‘Pengiraan pengagihan pendapatan ini adalah berdasarkan purata baki pegangan minimum bulanan bagi tempoh pelaburan sepanjang tahun kewangan 2007.  Manakala, pengiraan bonus pula adalah berdasarkan purata baki pegangan minimum bulanan untuk tempoh 10 tahun dari tahun 1998 sehingga 2007′ To calculate dividends: 1. [...]

ASB Dividend and Bonus for 2007

Had to get this posted as soon as I heard the news on tv. ASB is giving out 8% in dividends and 1% bonus for the year 2007, which is better for me, since ASB bonus is calculated based on the amount invested for the last 10 years, which is little to nothing in my [...]

Preparing for a recession

Is it true that we’re moving towards a recession? Really? How do you know? Well, if you read enough financial articles lately, you’ll find that many economy experts are predicting that a recession will happen soon. Of course, they can’t tell you exactly when, but that’s no reason for you not to prepare yourself. So what [...]